So, what is Chapter 7 bankruptcy?

Chapter 7 bankruptcy is a legal process that allows you to eliminate most unsecured debts—often in just a few months.

It’s designed for people who simply don’t have the income to repay what they owe.

Home

Thanks to Florida’s homestead exemption laws, most people are able to keep their primary residents, with exceptions.

Personal Effects

Florida law has exemptions for your personal effects. Most household goods have very little resale value, and I will help you with estimates.

Car

You may be able to keep your car, depending on calculations. I’ll work with you to determine all the options.

Retirement Accounts

There are federal and state laws that protect many retirement accounts. We’ll go through each account together to determine exemptions.

What happens to my property?

Many people are surprised to learn that in most cases they can keep their:

  • Home
  • Car
  • Retirement accounts
  • Personal belongings

I take the time to carefully analyze your situation so that there are no surprises. I take a very cautious and conservative approach when it comes to my client’s assets.