FAQ

Will I lose everything?

No. Most clients keep their essential assets thanks to bankruptcy exemptions. Florida has some of the strongest protections for homes.

How fast does it stop collections?

Immediately after filing, an automatic stay stops most collection activity, including calls, lawsuits, and garnishments.

Will this ruin my credit?

If you’re already struggling with debt, your credit may already be impacted. Many clients begin rebuilding shortly after their discharge.

How do I know if I qualify?

We’ll walk through your income, expenses, and situation during your consultation.

How much does it cost?

I offer a low, flat fee for most Chapter 7 cases of $1338.00.

Why not Chapter 13?

My practice is focused on Chapter 7 bankruptcy. While Chapter 13 is appropriate in some cases, I believe in a true fresh start, not complicated repayment plans. I’ll discuss the pros and cons of each and I have a network of trusted local attorneys to refer you to if Chapter 13 is a better fit.